DigiLendo is a financial technology company based in the US that offers micro-loans to freelancers and small-scale borrowers. They recognized the increasing trend of millennials choosing freelancing over traditional office jobs and aimed to meet the high demand for efficient lending systems.

• Develop a platform to quickly process, verify and approve loans based on risk
• Build an analysis tool to accurately determine the creditworthiness of borrowers through financial, behavioral, and social scoring.

We developed an intelligent money lending platform that leverages advanced AI and machine learning to streamline the loan process for freelancers. The platform integrates behavioral science to grant micro-loans to credible freelancers with minimal risk. It supports a rigorous verification process to calculate credit scores, make quick credit decisions, and ensure timely payments, lowering default rates and improving customer relationships.

The application analyzes income sources, personal details, spending habits, credit history, and social media behavior to determine credit scores using advanced machine learning and trusted third-party tools. Loans are issued after reviewing the credit score.

The application centralizes all loan-related details, facilitates report generation, and enables follow-ups as well.